get out of my financial hole

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i've been feeling like i'm stuck in a tunnel that i can never claw my way out of. i'm not sure what i'm going to do at this point, but it's not looking good and it's not looking like rigid will be able to do much about it to help me either. i have to help myself and that's going to mean putting off studying in order to get it done. but the question is... will i?